{"id":21825,"date":"2020-02-26T01:50:15","date_gmt":"2020-02-26T01:50:15","guid":{"rendered":"https:\/\/www.process.st\/templates\/how-to-get-money-urgently-to-survive\/"},"modified":"2024-02-29T01:29:40","modified_gmt":"2024-02-29T01:29:40","slug":"how-to-get-money-urgently-to-survive","status":"publish","type":"post","link":"https:\/\/www.process.st\/templates\/how-to-get-money-urgently-to-survive\/","title":{"rendered":"How to Get Money Urgently to Survive"},"content":{"rendered":"<section id=\"what-issues-can-we-face\">\n<h2>What Issues Can We Face<\/h2>\n<div class=\"text-content\">\n<p style=\"text-align: left;\">How many times have we all heard this phrase, often wielded by an older, well-meaning relative when telling you the story of how they paid their time in college by getting a summer job? But \"picking yourself up by the bootstraps\" is in fact not quite so simple, and it used to actually mean the opposite it does today: something that was impossible. Sometimes, the going really gets rough and it seems like no one can help you, but don't despair: not all is lost yet.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n<p>Sometimes, it truly seems like there is no solution for financial issues: family can't help anymore, friends don't lend money, you gen only refuses in banks... When the country has turned away from you, how to urgently get money to survive? Depending on your skills, time and tools, there's several different ways for you to make a quick buck to be able to survive.&nbsp;&nbsp;&nbsp;<\/p>\n<\/p><\/div>\n<\/section>\n<section id=\"where-to-get-financial-support\">\n<h2>Where to Get Financial Support<\/h2>\n<div class=\"text-content\">\n<p>Your average credit card carries a 17% interest rate, so it is not a good idea to max it out. However, if you have already maxed it out, another option is&nbsp;<a href=\"https:\/\/sterlingstore.co.uk\/payday-loans-bad-credit.html\" rel=\"nofollow noopener\" target=\"_blank\">online loans with bad credit<\/a>. There's plenty of enterprises that will offer you a loan if your credit score is not exactly the best, with the quantity and the interest rate varying according to the institution that provides it, the type of loan you want, the loan term and the amount you decide to pay monthly. Quick research on Google will tell you which institutions offer this option, but research carefully!&nbsp;&nbsp;<\/p>\n<\/p><\/div>\n<div class=\"image-content\">\n<figure>\n   <a href=\"https:\/\/www.process.st\/templates\/wp-content\/uploads\/2024\/02\/seq7NQxJc8yKYGFjanJDSg-scaled.jpeg\" alt=\"Where to Get Financial Support\" target=\"_blank\" rel=\"noopener\"> <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.process.st\/templates\/wp-content\/uploads\/2024\/02\/seq7NQxJc8yKYGFjanJDSg-scaled.jpeg\"> <\/a><br \/>\n  <\/figure>\n<\/p><\/div>\n<div class=\"text-content\">\n<p style=\"text-align: left;\">You have plenty of ways to make a quick buck to be able to survive, but this won't be able to keep you afloat for long if you don't learn long term strategies to make out the most of what you have. If you keep struggling financially, then it would be wise to spend some time learning ways of making the most out of the little money you have; and this is possible for anyone, whether they have earnings, savings, or none. Read books about finance, take classes, learn how to stay frugal and learn how to manage your debt and keep your credit score up.&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n<p style=\"text-align: left;\">If you have both earnings and expenses, you should also have a budget. A budget will ensure you always have your spending under control and that you manage it correctly, and if you have enough earnings, it should even grant you a way to start saving.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n<p style=\"text-align: left;\"><strong><span style=\"color: #434343;\">Sell Plasma&nbsp;&nbsp;&nbsp;&nbsp;<\/span><\/strong><\/p>\n<p style=\"text-align: left;\">It's legal and possible in most of the world. The requirements are easy to meet (be of age, healthy, don't do drugs, drink or smoke, be over a certain weight). You can expect anything between 25 pounds to 50 pounds per donation depending on how much you are able to give, and your health will determine how many times a month you are able to donate. You can easily find on Google a list of plasma clinics near you and get screened for eligibility.&nbsp;&nbsp;&nbsp;<\/p>\n<p style=\"text-align: left;\"><strong><span style=\"color: #434343;\">\"Beermoney\"&nbsp;&nbsp;&nbsp;&nbsp;<\/span><\/strong><span style=\"color: #434343;\">&nbsp;<\/span><\/p>\n<p style=\"text-align: left;\">Not enough to make a living, but enough to pay for beers, hence, \"beermoney\". This is the name given to different easy, paid tasks online like filling out surveys, watching videos, solving captchas... Most of them have barely any requirements other than a computer or smartphone, an Internet connection, an joining a site. If you want to start, just search \"beermoney\" on Google.<\/p>\n<p style=\"text-align: left;\"><strong><span style=\"color: #434343;\">Garage Sales&nbsp;&nbsp;&nbsp;&nbsp;<\/span><\/strong><\/p>\n<p>Nowadays, you can do them physically or online. If you'd rather do it online, just list your stuff on Craiglist or even apps like Wallapop that allow you to sell your stuff without a listing fee. If you can do it physically, all that's needed is some room and some advertising.&nbsp;&nbsp;&nbsp;<\/p>\n<\/p><\/div>\n<\/section>\n<section id=\"how-to-create-a-budget\">\n<h2>How to Create a Budget<\/h2>\n<div class=\"image-content\">\n<figure>\n   <a href=\"https:\/\/www.process.st\/templates\/wp-content\/uploads\/2024\/02\/uEySfliZJV-Iyt7kWkZAIQ-scaled.jpeg\" alt=\"How to Create a Budget\" target=\"_blank\" rel=\"noopener\"> <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.process.st\/templates\/wp-content\/uploads\/2024\/02\/uEySfliZJV-Iyt7kWkZAIQ-scaled.jpeg\"> <\/a><br \/>\n  <\/figure>\n<\/p><\/div>\n<div class=\"text-content\">\n<p style=\"text-align: left;\">You first need to list how much you make each month, and then keep track of your expenses:<\/p>\n<ul>\n<li>\n<p style=\"text-align: left;\">first, your fixed expenses which are the ones that don't change each month (your rent, your student loans, your insurance, etc) and subtract that from how much you make;<\/p>\n<\/li>\n<li>\n<p style=\"text-align: left;\">then, set a spending goal for variable expenses, which are the ones that change each month (this means, set an amount you shouldn't go over for things like groceries, gas, electricity, water...) and try to cut down on your spending if it's too much. This is the area where you can control your spending the most because while it's difficult to negotiate a reduction in your rent, you can probably find out how to save on groceries;<\/p>\n<\/li>\n<li>\n<p style=\"text-align: left;\">once you have that, subtract the variable expenses from the sum you got earlier, and if there's any leftover money, that's what you can use for fun or for savings.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n<\/li>\n<\/ul>\n<p style=\"text-align: left;\">Financial experts recommend the \"50\/30\/20\" rule: spend 50% of your earning in needs, 30% in your wants, and 20% in savings (we know it is easier said than done, sorry). Also, there are websites that allow you to track your spending,&nbsp;<a href=\"https:\/\/studentaid.gov\/resources\/prepare-for-college\/students\/budgeting\/creating-your-budget\" rel=\"nofollow noopener\" target=\"_blank\">manage your budget<\/a> and allow you to keep control of your finances.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n<\/p><\/div>\n<div class=\"image-content\">\n<figure>\n   <a href=\"https:\/\/www.process.st\/templates\/wp-content\/uploads\/2024\/02\/pZAjIO1_Fih35k2sn3pKYA.png\" alt=\"How to Create a Budget\" target=\"_blank\" rel=\"noopener\"> <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.process.st\/templates\/wp-content\/uploads\/2024\/02\/pZAjIO1_Fih35k2sn3pKYA.png\"> <\/a><br \/>\n  <\/figure>\n<\/p><\/div>\n<div class=\"text-content\">\n<p>In conclusion, do not despair if you are in dire straits: there's always a solution to your problems. Try to keep a clear mind, find a short term emergency solution, and once your head is out of the water to try to learn how to deal with the long term. Good luck!<\/p>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>What Issues Can We Face How many times have we all heard this phrase, often wielded by an older, well-meaning relative when telling you the story of how they paid their time in college by getting a summer job? But \"picking yourself up by the bootstraps\" is in fact not quite so simple, and it [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":21826,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ep_exclude_from_search":false,"cover_icon_emoji":"","cover_icon_url":"","tasks_count":"3","template_description":"&quot;Pick yourself up by the bootstraps&quot;","template_id":"t4ztSYl_8Od0AwurL5ZO9A","task_0":"What Issues Can We Face","task_slug_0":"what-issues-can-we-face","task_1":"Where to Get Financial Support","task_slug_1":"where-to-get-financial-support","task_2":"How to Create a 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