How To Auto Invest With Fidelity

Are you looking to make investing easier and more convenient? Auto investing with Fidelity might be the solution for you.

In this comprehensive guide, we will explore what auto investing with Fidelity is, why you should consider it, the different options available, how to set it up, strategies to maximize your investments, and the numerous benefits it offers.

Whether you are a seasoned investor or just starting out, auto investing with Fidelity can help you achieve your financial goals with ease.

What Is Auto Investing with Fidelity?

Auto Investing with Fidelity involves automated processes for investing in financial products to help individuals reach their long-term wealth goals.

Fidelity provides a range of auto investment options and tools to streamline the investment process.

By utilizing auto investing with Fidelity, individuals can benefit from a hands-off approach to managing their investments, allowing them to focus on other aspects of their lives.

Fidelity’s investment solutions cater to a variety of risk tolerances and financial objectives, ensuring that each investor can find a suitable strategy. Automated investing not only saves time and effort but also helps in maintaining a disciplined investment approach, which is crucial for long-term wealth accumulation and financial security.

Why Should You Consider Auto Investing with Fidelity?

Considering Auto Investing with Fidelity can offer significant benefits to your financial portfolio.

With Fidelity’s automated investment platform, you can optimize your investment performance and align your portfolio with your financial goals.

Fidelity provides access to a wide range of investment options, allowing you to diversify your portfolio effectively.

Their expert portfolio managers can help you make informed decisions, taking into account market trends and economic indicators.

By leveraging their automated tools, you can benefit from real-time analytics and personalized recommendations, enhancing the overall efficiency of your investment strategy.

With Fidelity’s focus on cost-effective solutions and transparent pricing, you can have peace of mind knowing that your investments are being managed with your best interests in mind.


Diversification is a key strategy in auto investing with Fidelity, allowing investors to spread their funds across various investment products and asset classes for a well-balanced portfolio.

Fidelity offers diverse auto investment options to support effective asset allocation.

Investment products play a vital role in achieving portfolio diversification by providing investors with a wide range of options to choose from. By selecting investment products with varying risk levels and return potentials, individuals can create a balanced mix within their portfolios.

This variety not only helps in managing risk but also enhances the chances of capturing growth opportunities across different market segments. Fidelity’s commitment to offering a comprehensive selection of investment products reinforces the importance of diversification in maximizing returns while minimizing risks in auto investing.

Lower Fees

One of the advantages of auto investing with Fidelity is the access to low-cost index funds, enabling tax-efficient investing and efficient investment management. By utilizing these options, investors can reduce fees and enhance their long-term returns.

Low-cost index funds are essential for investors looking to achieve financial efficiency. They provide diversified exposure to different market segments and offer a cost-effective way to access a wide range of assets while keeping expenses minimal.

One of the main advantages of index funds is their low fees, which allows investors to have more capital actively working for them. This can lead to increased potential for growth over time, aligning with Fidelity’s commitment to empowering investors with tools for better financial outcomes through smart and strategic investing decisions.

Consistent Contributions

Auto investing with Fidelity promotes consistent contributions through automatic processes, allowing investors to stick to their personalized investment strategy.

This streamlines the investment process and ensures regular funding towards achieving investment goals.

These automated contributions help investors stay on track with their financial objectives without the need for manual intervention.

By setting up recurring transfers, individuals establish a disciplined approach to investing while benefitting from dollar-cost averaging.

This method averages the purchase price of investments over time, mitigating the impact of market volatility.

Through careful investment planning and utilizing Fidelity’s autopilot features, investors can build a diversified portfolio and work towards long-term financial success.

What Are Your Options for Auto Investing with Fidelity?

Fidelity offers various auto investment options, including Fidelity Go, Fidelity Flex, and Fidelity Freedom Funds, each catering to different investment preferences and risk tolerances. These options provide investors with flexibility and choice in managing their automated investments.

Fidelity Go is a fully automated investment service that creates and manages a diversified portfolio based on your goals and risk tolerance. It offers a hands-off approach, making it ideal for those seeking a passive investment strategy.

On the other hand, Fidelity Flex provides a more customized experience, allowing investors to actively manage their portfolio and make adjustments as needed. In contrast, Fidelity Freedom Funds are target-date mutual funds that automatically adjust the asset allocation as the target retirement date approaches, providing a set-it-and-forget-it option for long-term investors.

Fidelity Go

Fidelity Go is a comprehensive auto investing service offered by Fidelity, providing investors with a range of investment opportunities and services tailored to their financial goals.

This platform simplifies the investment process and offers professional guidance.

Investors using Fidelity Go gain access to diversified portfolios constructed by a team of experts, ensuring a well-balanced investment strategy.

The platform continuously monitors and rebalances portfolios, adapting to market changes and optimizing performance. Fidelity Go also offers tax-smart investing strategies, helping investors minimize tax implications and maximize returns.

The integrated educational resources further empower investors to make informed decisions and understand the dynamics of their investments.

Fidelity Flex

Fidelity Flex offers a flexible investment approach that allows investors to customize their investment solutions according to their preferences and risk appetite.

This tailored approach provides investors with the freedom to design their auto investing strategy.

Investors can choose from a variety of customizable investments through Fidelity Flex. These options include sector-specific funds, socially responsible choices, and risk management tools.

Fidelity Flex allows investors to adapt their portfolio to changing market conditions and personal goals. This approach ensures a well-balanced and diversified investment portfolio that remains responsive to market trends.

Fidelity Freedom Funds

Fidelity Freedom Funds are designed to simplify investment planning by offering pre-allocated investment recommendations based on investors’ retirement goals and risk tolerance levels. These funds streamline the investment process for long-term financial security.

By aligning the fund’s allocation with an individual’s retirement horizon and risk preferences, investors can benefit from a diversified portfolio managed by professionals.

The beauty of Fidelity Freedom Funds lies in their ability to automatically adjust the asset mix over time, gradually shifting towards more conservative investments as the investor approaches retirement. This hands-off approach eliminates the need for constant monitoring and rebalancing, allowing investors to focus on other aspects of their financial planning with confidence in their long-term investment strategy.

How to Set Up Auto Investing with Fidelity?

Setting up Auto Investing with Fidelity involves determining your investment goals, selecting the appropriate auto investment option, and configuring automatic contributions based on your investment objectives.

Fidelity provides personalized advice to help investors achieve their financial goals.

Defining your specific financial goals is a crucial step in the process. These goals may include saving for retirement, building an emergency fund, or planning for a major purchase like a house.

Fidelity’s investment recommendations can help align your auto investing strategy with your long-term objectives. Regularly reviewing your progress and making necessary adjustments can keep you on track to meet your financial milestones and secure your future.

Determine Your Investment Goals

Before initiating auto investing with Fidelity, it is crucial to define your investment goals, align them with your investment philosophy, and select suitable investment vehicles. This initial step sets the foundation for your investment process.

Understanding your investment goals helps in determining the purpose and timeline of your investments. Whether you aim for long-term wealth accumulation or short-term gains, having a clear goal will guide your investment decisions.

Your investment philosophy reflects your beliefs and approach towards investing, shaping how you allocate your resources and manage risks. Selecting appropriate investment vehicles, such as strategic investments and diversified portfolios, ensures that your capital is deployed efficiently to achieve your financial objectives.

Choose Your Auto Investment Option

Selecting the right auto investment option with Fidelity involves assessing the available investment opportunities, evaluating the solutions offered, and considering your investment experience. This decision plays a crucial role in shaping your investment journey.

You should start by reviewing the various investment options provided by Fidelity, such as mutual funds, ETFs, and individual stocks. It’s essential to match these offerings with your investment objectives and risk tolerance.

Reflect on your past investment experiences to understand what has worked well for you and where improvements can be made. Take the time to explore the different investment strategies available through Fidelity, ranging from growth-focused to income-oriented approaches, to align with your financial goals. By carefully assessing these factors, you can make a well-informed decision that sets you on the path towards financial success.

Set Up Automatic Contributions

Configuring automatic contributions is a key aspect of auto investing with Fidelity, as it ensures consistent investment performance, streamlines investment decisions, and leverages the platform’s investment services.

This automated process simplifies the investment journey, allowing investors to regularly add funds to their investment accounts and promoting dollar-cost averaging. This helps minimize the impact of market fluctuations and fosters discipline in saving and investing, encouraging a long-term growth mindset.

Fidelity’s intuitive platform makes the setup process seamless, catering to both new and experienced investors. With Fidelity’s diverse range of investment tools and resources, investors can optimize their automated investment strategy for efficient portfolio management and achieving their goals.

What Are Some Strategies for Auto Investing with Fidelity?

Implementing effective strategies in auto investing with Fidelity can enhance your investment performance, optimize your investment decisions, and align your portfolio with your financial objectives.

Fidelity offers various strategies to support your investment journey. These strategies are designed to help investors navigate the complex world of financial markets and make informed decisions according to their risk tolerance and investment goals.

By leveraging Fidelity’s tools and resources, investors can gain access to research insights, diversification techniques, and ongoing monitoring to ensure that their portfolio remains in line with their desired outcomes.

Strategic investment planning with Fidelity allows investors to stay proactive in managing their investments and adapt to market changes efficiently.

Dollar-Cost Averaging

Dollar-Cost Averaging is a popular strategy in auto investing with Fidelity that involves regular investments to spread risk, improve investment performance, and enhance the overall stability of your investment portfolio. This strategy aligns with long-term financial goals.

By consistently investing a fixed amount at regular intervals, Dollar-Cost Averaging allows investors to avoid emotional investing decisions driven by market fluctuations. This method helps in mitigating the impact of market volatility on your overall investment returns.

It fosters disciplined investment habits, promoting a long-term approach rather than trying to time the market for short-term gains. Employing Dollar-Cost Averaging can yield advantages in term of risk management and provide a smoother investment experience amidst market uncertainties.


Rebalancing is a strategic approach in auto investing with Fidelity that involves adjusting your investment solutions to align with changing market conditions and evolving investment objectives. This proactive strategy enhances portfolio performance and maintains investment alignment.

By periodically reassessing the allocation of assets within your investment portfolio, you can make strategic adjustments to ensure that your investments remain in line with your financial goals and risk tolerance levels.

This process involves selling overperforming assets and buying underperforming ones, effectively ‘buying low and selling high’ to rebalance your overall portfolio. Embracing a rebalancing strategy with Fidelity can help you adapt to market fluctuations and optimize your investment portfolio for long-term growth.

Tax-Loss Harvesting

Tax-Loss Harvesting is a tax-efficient strategy in auto investing with Fidelity that involves leveraging investment tools to offset gains, minimize tax liabilities, and enhance retirement planning.

This personalized approach optimizes tax efficiency and long-term wealth accumulation.

Tax-Loss Harvesting through Fidelity is a strategic approach that involves selling securities at a loss to offset taxable gains. This can help investors reduce their overall tax burden while remaining invested in the market.

Aside from aiding in retirement savings by increasing after-tax returns, Tax-Loss Harvesting also allows for portfolio rebalancing and valuable tax deductions. By proactively implementing this method, individuals can optimize their investment performance, achieve portfolio diversification, and effectively navigate the complexities of tax optimization to reach their long-term financial goals.

What Are the Benefits of Auto Investing with Fidelity?

Auto Investing with Fidelity offers valuable benefits, such as a hands-off approach to investment management and the potential for higher returns on your investments.

Fidelity’s automated solutions provide convenience and efficiency in reaching your financial goals. By automating your investments through Fidelity, you can save time and effort, allowing you to focus on other aspects of your life.

With automatic rebalancing and portfolio adjustments, you can benefit from a diversified investment strategy without the need for constant monitoring. This hands-free approach eliminates emotional decision-making, helping you stay committed to your long-term financial objectives.

Fidelity’s sophisticated algorithms and expert guidance can potentially optimize your portfolio for better performance over time. Embracing auto investing with Fidelity empowers you to grow your wealth steadily and securely.

Hands-Off Approach

One of the primary benefits of auto investing with Fidelity is the hands-off approach it offers, allowing investors to rely on professional investment services, explore diverse investment opportunities, and streamline their investment planning.

This approach simplifies long-term wealth management.

Investors can feel confident knowing that their portfolios are being managed by experienced professionals who continuously monitor market trends and opportunities.

Through auto investing with Fidelity, individuals have access to a wide range of investment options, from index funds to actively managed strategies, catering to different risk profiles and financial goals.

This level of flexibility empowers investors to build a diversified portfolio tailored to their specific needs without the constant stress of actively monitoring and adjusting their investments.


Auto investing with Fidelity saves time by automating investment decisions based on established investment principles, aligning with your investment philosophy, and utilizing suitable investment vehicles.

This time-efficient approach optimizes your investment experience.

By automating the decision-making process, investors can rest assured that their funds are being allocated in a manner that reflects their personal beliefs and long-term financial goals.

By leveraging appropriate investment vehicles, such as mutual funds or ETFs, investors can benefit from diversification and professional management without the time-consuming task of constantly monitoring and adjusting their portfolio.

Potential for Higher Returns

Auto Investing with Fidelity offers the potential for higher returns by optimizing investment accounts, diversifying investment products, and improving overall investment performance. This focus on returns enhances the prospects for long-term wealth growth.

By letting your investments grow automatically through Fidelity, you can reap the benefits of account optimization, product diversification, and improved performance. Such a strategic approach can pave the way for increased returns, which in turn can significantly boost your wealth accumulation over time.

With a well-rounded portfolio and a proactive investment strategy, you can set yourself up for a financially secure future and capitalize on the potential growth opportunities in the market.

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