How To Enable Automatic Investment In Fidelity

Are you looking to make investing in Fidelity easier and more convenient? Automatic investment could be the solution for you! In this article, we will explore what automatic investment is, why you should consider using it, how it works, and how to set it up in your Fidelity account.

We will also discuss the different investment options available, as well as the fees and charges associated with automatic investment. Let’s dive in and take the hassle out of investing!

What is Automatic Investment in Fidelity?

Automatic investment in Fidelity refers to a convenient way of investing regularly without the need for manual intervention.

This method streamlines the investment process by allowing you to set up recurring contributions from your bank account to your chosen investment options.

By automating your investments, you can ensure consistent additions to your portfolio, fostering disciplined savings habits.

Within a Fidelity online account, you can easily manage and track your automatic investments, adjusting them according to your financial goals and preferences.

This seamless integration provides a hassle-free approach to building wealth over time, making it easier to stay on track towards meeting your investment objectives.

Why Use Automatic Investment in Fidelity?

Utilizing automatic investment in Fidelity offers numerous advantages, including the ability to make recurring contributions, access diverse investment options, and align investments with risk tolerance and retirement objectives.

By opting for automatic investment with Fidelity, investors can enjoy the benefits of portfolio diversification, which helps spread risk across different asset classes. This diversification can reduce the impact of market volatility and enhance overall investment stability.

The long-term savings growth potential is significant, as automatic investment allows for disciplined and consistent contributions over time, harnessing the power of compounding returns. Tailored investment strategies based on individual risk tolerance and retirement plans further enhance the efficacy of automatic investing with Fidelity, ensuring that financial goals are aligned with personalized preferences and objectives.

What Are the Benefits of Automatic Investment?

Automatic investment through Fidelity offers significant benefits, such as the potential for long-term wealth growth, passive income generation, and streamlined financial management.

One of the key advantages of automatic investment is its ability to help individuals build a solid financial foundation over time.

By consistently investing a set amount of money on a regular basis, investors can take advantage of compound interest, allowing their wealth to grow exponentially.

The passive income generated from these investments can provide a steady stream of earnings without the need for constant monitoring or active involvement.

This approach not only simplifies the investment process but also contributes to overall financial stability and offers significant growth potential for the future.

How Does Automatic Investment Work?

Automatic investment operates by automating the investment process, offering convenience, enhancing financial security, providing cost-effective solutions, and simplifying money management for investors.

Setting up automatic investment within Fidelity allows investors to establish a predetermined schedule for investments, whether in stocks, bonds, or other securities. This eliminates the need for constant manual intervention and allows for consistent contributions to portfolios, potentially benefiting from dollar-cost averaging.

Not only does this streamline the process of money management by reducing the need for frequent monitoring and decision-making, but it also helps build a disciplined approach to investing over the long term.

How to Set Up Automatic Investment in Fidelity?

Setting up automatic investment in Fidelity involves accessing account settings, depositing funds, and scheduling transfers to ensure regular contributions towards chosen investment options.

To begin with, log in to your Fidelity account and navigate to the ‘Account Settings’ section. Here, look for the option related to automatic investments or recurring transfers.

You will need to link a funding source to your Fidelity account to enable automatic investments. Once your funding source is linked, decide on the amount you wish to invest regularly. Schedule the frequency of transfers, whether it’s weekly, bi-weekly, or monthly, based on your financial goals and investment strategy. Confirm the details and sit back as your investments grow consistently over time.

Step 1: Log in to Your Fidelity Account

The first step in setting up automatic investment in Fidelity is to log in to your online account. Here, you can access various investment options and align them with your financial goals.

Once you have successfully logged in to your Fidelity online account, you will find a wide range of investment opportunities to choose from. These include stocks, bonds, mutual funds, and ETFs.

Diversifying your investments is essential for spreading risk and maximizing returns. By linking your investments to specific financial objectives, such as saving for retirement or a child’s education, you can tailor your portfolio to meet your long-term goals.

Fidelity’s platform makes it easy to track the performance of your investments and make adjustments as needed to stay on course with your financial plan.

Step 2: Choose the Account You Want to Set Up Automatic Investment For

After logging in, select the specific account within Fidelity for which you wish to enable automatic investment. Consider factors like investment options, asset allocation, and potential guidance from a financial advisor.

When choosing the account for automatic investment at Fidelity, it’s important to explore the various investment options available. These can range from individual stocks and bonds to mutual funds and ETFs.

Assessing your risk tolerance and financial goals will help determine a suitable asset allocation strategy within the chosen account. Consulting with a financial advisor can provide valuable insights into crafting a personalized investment approach that aligns with your long-term objectives. It’s essential to weigh these factors carefully before finalizing your decision for automatic investing.

Step 3: Select the Investment Option

Proceed by selecting the desired investment option, such as target date funds, with insights from a financial advisor to assess past investment performance and future growth potential.

Target date funds are an attractive option for investors as they rebalance automatically, adjusting their asset allocation closer to the target date.

When setting up automatic investments, consider the advice from a financial advisor to tailor the fund selection based on your risk tolerance and financial goals. Regularly evaluate the investment performance to ensure it aligns with your objectives. By staying informed and proactive in the decision-making process, you can optimize your investment strategy for long-term financial growth.

Step 4: Choose the Amount and Frequency of Investments

Opt for the amount and frequency of investments that align with your financial goals, ensuring recurring contributions that promote automation and consistency in building your investment portfolio with Fidelity.

This strategic approach to selecting your investment amount and frequency not only streamlines the process but also fosters a disciplined saving habit. By setting up automatic recurring contributions, you are able to effortlessly grow your investments over time.

Consistency in your investment contributions plays a crucial role in accumulating wealth and maximizing returns. It helps in avoiding the temptation to time the market and instead focuses on the long-term growth potential of your investments. The habit of regular contributions instills financial discipline and resilience in navigating market fluctuations.

Step 5: Review and Confirm Your Automatic Investment Plan

Before finalizing, review and confirm your automatic investment plan to ensure accuracy in account management, scheduled transfers, and growth potential considerations within your chosen investment strategy.

Make sure to double-check that all your account management details are up to date and accurate to avoid any potential issues with your automatic investments.

Confirm the scheduled transfer setups align with your financial goals and preferences. It’s crucial to assess the growth potential of the investment strategy you have selected to ensure it aligns with your long-term objectives.

Taking these steps will help you feel confident in your investment plan and set you up for financial success.

What Are the Different Investment Options Available in Fidelity?

Fidelity offers a range of investment options to cater to diverse investor preferences, including mutual funds, exchange-traded funds (ETFs), direct stock investments, and other opportunities within financial markets.

Mutual funds are a popular choice among investors seeking diversified exposure to various asset classes, such as equities, bonds, and commodities. Fidelity’s mutual funds cover different market segments, ranging from large-cap to international to sector-specific funds.

Investors can benefit from professional management and diversification within a single investment vehicle. ETFs, on the other hand, are known for their cost-efficiency and ability to provide intraday trading flexibility across different sectors and asset classes. Fidelity offers a wide selection of ETFs to align with specific investment goals and risk preferences.

Mutual Funds

Mutual funds in Fidelity allow investors to access diversified portfolios managed by professionals, with optional financial advisor services and tailored investment solutions.

Investors benefit from the ability to easily achieve portfolio diversification by investing in a range of assets within a single mutual fund in Fidelity.

Financial advisors play a crucial role in providing advisory services, offering expert guidance on selecting the most suitable funds based on investors’ goals and risk tolerance.

Investors can receive customized solutions tailored to their specific needs and preferences, ensuring their investment strategies align with their financial objectives.

Exchange-Traded Funds (ETFs)

ETFs in Fidelity provide opportunities to build diversified investment portfolios, offering access to various financial resources while enhancing financial literacy through exposure to different market segments.

Exchange-Traded Funds offer a convenient way for investors to spread risk across various asset classes, such as stocks, bonds, and commodities.

By investing in a variety of ETFs, individuals can create a well-rounded portfolio that helps mitigate volatility and maximize potential returns. Fidelity’s ETFs provide access to specialized sectors and industries that may not be easily accessible through traditional mutual funds or individual stock-picking strategies. This diversification can help investors capture growth opportunities and protect against market downturns, ultimately contributing to a more stable and prosperous financial future.


Investing in stocks through Fidelity empowers investors with valuable market knowledge, guidance on investment decisions, and opportunities to achieve financial objectives through strategic stock investments.

Investors can make informed decisions by gaining knowledge on market trends and fundamental analysis. This allows them to select stocks that are best suited for their portfolios.

Fidelity provides valuable resources, research reports, and expert advice to guide investors through the complexities of the stock market. This ensures that investors have access to the necessary tools to make wise investment choices.

Aligning stock investments with specific financial goals, such as saving for retirement or funding education, can be a smart strategy for long-term wealth accumulation and financial security. By having a clear goal in mind, investors can make more strategic and purposeful investment decisions.


Fidelity’s bond offerings contribute to enhancing financial well-being by providing secure investment accounts and enabling the implementation of diversified financial strategies through bond investments.

This comprehensive approach allows investors to build a balanced portfolio that offers stability and steady income streams.

Bonds are a key component in mitigating risk and preserving capital while also providing a predictable rate of return.

By diversifying one’s investment holdings with bonds, individuals can safeguard their finances against market volatility and economic downturns.

Bond investments typically offer attractive tax advantages, further boosting overall returns and maximizing long-term wealth accumulation.

Certificates of Deposit (CDs)

Certificates of Deposit (CDs) available in Fidelity offer opportunities for financial growth, delivering stable investment returns and serving as effective tools for financial planning and wealth management.

CDs are a great option for risk-averse investors who want secure investments with guaranteed returns. By using CDs, investors can diversify their portfolio, lower overall investment risk, and improve their long-term financial security.

These savings vehicles offer a predictable source of income, making them ideal for individuals who want a stable cash flow. They also play a vital role in achieving various financial goals, such as building an emergency fund, saving for major life events like buying a home, or funding education.

Money Market Funds

Money Market Funds in Fidelity present investors with stable investment options that promote financial stability and serve as valuable tools for maintaining financial security in diverse market conditions.

Money market funds offer a safe haven for investors looking for low-risk options and the opportunity to earn competitive yields. Through Fidelity, individuals can invest in a variety of short-term securities, including Treasury bills and commercial paper, diversifying their portfolio and mitigating risk. This approach provides stability, particularly during times of market volatility.

The liquidity of money market funds also allows for quick access to funds, providing flexibility and peace of mind in uncertain financial landscapes.


Annuities in Fidelity create pathways towards financial independence by offering investment opportunities that enable hands-free investing, ensuring consistent growth potential and long-term wealth building.

By leveraging the power of annuities, individuals can diversify their investment portfolios and potentially earn higher returns compared to traditional savings accounts.

With annuities, you have the flexibility to choose between fixed or variable options, depending on your risk tolerance and financial goals. These financial products provide a reliable source of income during retirement, giving you peace of mind and financial stability.

Through disciplined contributions and strategic planning, annuities serve as a valuable tool for building a robust financial foundation and securing a comfortable future.

Managed Accounts

Fidelity’s managed accounts offer a foundation for financial stability by providing expert account management services that leverage market trends and investment strategies to optimize portfolio performance.

This service ensures that individual investors are able to tap into the expertise of professional managers who carefully monitor market movements and adjust portfolios accordingly.

By entrusting their assets to managed accounts in Fidelity, clients benefit from a proactive approach to investment management that aims to maximize returns while minimizing risks.

The hands-on nature of managed accounts allows for personalized attention to each client’s unique financial goals and risk tolerance, resulting in a tailored investment strategy that aligns with their individual needs and aspirations.

What Are the Fees and Charges for Using Automatic Investment in Fidelity?

When using automatic investment services in Fidelity, investors should be aware of associated fees, which may include transaction fees, management fees, and account maintenance charges.

Transaction fees are typically charged by Fidelity for buying and selling securities within the automated investment platform. These fees can vary depending on the type of transaction and the investment products involved.

On the other hand, management fees are charged for the ongoing management of the investment portfolio. It’s crucial for investors to understand these fees upfront as they can impact the overall returns on their investments.

Account maintenance charges may apply for the upkeep and administration of the investment account, so investors should factor in all these costs when planning their investment strategy.

Transaction Fees

Transaction fees associated with automatic investment services in Fidelity cover costs related to investment activities, account management, and the facilitation of transactions within financial markets.

These fees play a crucial role in ensuring that investors receive the necessary support and services to effectively grow their portfolios.

By charging transaction fees, Fidelity can offset the expenses incurred in executing trades, maintaining and monitoring accounts, and navigating the complexities of different financial markets.

Investors should view these fees as a means of accessing the sophisticated tools and expertise required to make informed investment decisions, rather than as an unnecessary burden on their returns.

Management Fees

Management fees in automatic investment services with Fidelity are charges for overseeing asset management, ensuring financial security, and providing investment advice to optimize portfolio performance.

These fees play a vital role in ensuring that investors’ assets are managed effectively by professionals who have the expertise and resources to navigate the complexities of the financial markets.

By providing access to a team of experienced investment advisors, Fidelity’s management fees offer a level of expertise that can be invaluable in making informed decisions to grow and protect one’s wealth.

In essence, these fees represent a commitment to ensuring that investors receive the guidance and support needed to achieve their financial goals with confidence and peace of mind.

Account Fees

Account fees associated with Fidelity’s automatic investment services encompass charges related to financial planning support, wealth management assistance, and access to comprehensive financial services.

These fees cover a wide range of benefits designed to support investors in achieving their financial goals. By paying these fees, account holders gain access to personalized financial planning guidance to optimize their investment strategies.

The wealth management assistance provided ensures that each investor’s portfolio is tailored to their specific needs and risk tolerance. The array of financial services available to Fidelity’s account holders includes expert advice on retirement planning, investment selection, and risk management, adding significant value to the overall investment experience.

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