
I presented at IRES 2026 in Charlotte last week. The room was insurance compliance leaders from carriers, MGAs, and state regulators. The number that got their attention: $16 billion.
That is the estimated annual cost of compliance operations inefficiency across U.S. insurance. Not regulatory fines. Not penalties. Internal cost: rework, manual evidence assembly, approval chasing, babysitting email threads that should have been automated years ago.








